It's a good time to say "Oh" and take stock and say, "Gee, how was I ethically this year?" That's the problem with faith, Joe. What it does is it kind of screws up your priorities. Your priorities shouldn't be saving your own ass, which is the focus of Christianity. The focus should be, I'm a good person, and I do that just for the sake of being good. Like the Christmas song says, "Be good for goodness' sake."