It is not the employer who pays the wages. Employers only handle the money. It is the customer who pays the wages.
It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning.
If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.
The competitor to be feared is one who never bothers about you at all, but goes on making his own business better all the time.
A business that makes nothing but money is a poor business.
The highest use of capital is not to make more money, but to make money do more for the betterment of life.
Wealth, like happiness, is never attained when sought after directly. It comes as a by-product of providing a useful service.
Time and money spent in helping men to do more for themselves is far better than mere giving.
Money doesn't change men, it merely unmasks them. If a man is naturally selfish or arrogant or greedy, the money brings that out, that's all.
I think that much of the advice given to young men about saving money is wrong. I never saved a cent until I was forty years old. I invested in myself - in study, in mastering my tools, in preparation. Many a man who is putting a few dollars a week into the bank would do much better to put it into himself.
Old men are always advising young men to save money. That is bad advice. Don't save every nickel. Invest in yourself. I never saved a dollar until I was forty years old.
If money is your hope for independence you will never have it
We teach children to save their money. As an attempt to counteract thoughtless and selfish expenditure, that has value. But it is not positive; it does not lead the child into the safe and useful avenues of self-expression or self-expenditure. To teach a child to invest and use is better than to teach him to save.
Money is like an arm or leg - use it or lose it.
The cure for materialism is to have enough for everybody and to share. When people are sure of having what they need they cease to think about it.
Wealth is nothing more or less than a tool to do things with. It is like the fuel that runs the furnace or the belt that runs the wheel - only a means to an end.
Speculation is only a word covering the making of money out of the manipulation of prices, instead of supplying goods and services.
All that money can do is buy us some one else's work in exchange for our own.
Money is worth what it will help you to produce or buy and no more.
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