I got told so many times I needed a manager. For a long time I resisted, and I finally got one so I can pay my mortgage, and it helped me from becoming a homeless person.
If the government wants to do social policy, it should not be done in a quasi-public company. If you have a mortgage guarantee company which is done by the U.S. government, it should be guaranteed by the originators, i.e., the shareholder.
You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system.
Refinancing your mortgage usually makes sense if you can lower your interest rate by at least two points. But the most important question to ask yourself is, how long will it take you to break even?
I had a couple come in with a negative amortization mortgage on a house that costs way too much relative to their income. They're consuming real estate, not investing in it.
I don't have a muse. I have a mortgage.
Light is one of the most important factors in photography.
Who owns Cross Creek? The red-birds, I think, more than I, for they will have their nests even in the face of delinquent mortgages..It seems to me that the earth may be borrowed, but not bought. It may be used, but not owned. It gives itself in response to love and tending, offers its sesonal flowering and fruiting. But we are tenants and not possessors, lovers, and not masters. Cross Creek belongs to the wind and the rain, to the sun and the seasons, to the cosmic secrecy of seed, and beyond all, to time..."
What the mortgage bubble was all about was big banks like Goldman Sachs taking big bundles of subprime mortgages that were lent out largely to low-income, highly risky borrowers, and applying this kind of magic-pixie-dust math to these bundles of securities and slapping AAA ratings on them.
In the old days, when you took out a mortgage, it was probably through a local bank or a credit union, and whoever gave you your loan held on to it for life. If you lost your job or got too sick to work and suddenly had trouble making your payments, you could call a human being and work things out.
The people who did the collateralized mortgage obligations, sold them to pension funds, then sold them short, then bought credit default swap insurance on them, are just amazing. They are a law unto themselves.
Imagine if the pension funds and endowments that own much of the equity in our financial services companies demanded that those companies revisit the way mortgages were marketed to those without adequate skills to understand the products they were being sold. Management would have to change the way things were done.
The vast majority of the American people are hard-working taxpayers who take responsibility for their families, go to work every day, they pay their mortgage on time, they volunteer in the community.
However my parents - both of whom came from impoverished backgrounds and neither of whom had been to college, took the view that my overactive imagination was an amusing quirk that would never pay a mortgage or secure a pension.
People find themselves in ruts all the time. You're in a complacent lifestyle where you work 9 to 5 and then you add a mortgage and kids. You feel trapped, but guess what, brother? You constructed that life. If you're OK with it, there's nothing wrong with that. But if you've got unease, then you've got to make a change.
I think economics is about passion. Economic progress, whether it is a two-person coffee shop or whether it is Netscape, is about people with brave ideas. Because it is brave to mortgage the house, when you've got two kids, to start a coffee shop.
Everything that I've gone through since the end of 2010, from me finding out about my financial adviser stealing, mismanaging my money - that affected everything, from child support, mortgages, to me having to sell my properties, me being in and out of court trying to modify my child support. It's a lot to deal with at one time.
Consider a 15- or 20-year fixed-rate mortgage instead of a 30-year, if you can afford the monthly payments - they may not be as high as you think.
Read books are far less valuable than unread ones. The library should contain as much of what you do not know as your financial means, mortgage rates, and the currently tight real-estate market alow you to put there.
You know, honey, Natalie's expecting her second." I arched my eyebrows at my mother, not following the change of subject. "Second what? Mortgage? Conviction? Chance at life?" "Baby of course. Her second baby. The doctor says this one's a girl." I laughed, genuinely amused that my mother thought it should have been so obvious. "Yeah. Well, I bet Natalie can't drop a Stray with a Powerhouse Right Hook.
Poverty is not a mortgage on the labor of others-misfortu ne is not a mortgage on achievement-fai lure is not a mortgage on success-sufferi ng is not a claim check, and its relief is not the goal of existence-man is not a sacrificial animal on anyone’s altar nor for anyone’s cause-life is not one huge hospital.
The biggest shock when I lost it all was the realization that so much of my life had been out of my control. When I started to make the money back, I vowed that it would never happen again. I bought things only when I could afford them. There was no big mortgage, no cars on hire purchase. I remember buying a TR6 sports car for £6,000, and funnily enough it gave me more pleasure than the Porsche ever had.
I want to pay my mortgage and go on vacation, so I love working. I want to be able to do independent projects as well, and being on a successful TV show allows you to do some other things.
I got a mortgage at 17! I didn't even know you could get a mortgage at 17.
All humans are essentially wild creatures and hate confinement. We need what is wild, and we thrill to it, our wildness bubbling over with an anarchic joie de vivre. We glint when the wild light shines. The more suffocatingly enclosed we are - tamed by television, controlled by mortgages and bureaucracy - the louder our wild genes scream in aggression, anger and depression.
Follow AzQuotes on Facebook, Twitter and Google+. Every day we present the best quotes! Improve yourself, find your inspiration, share with friends
or simply: