I've made an incredible amount of money stealing fans from homeowners.
Homeowners who refinanced their mortgages took out cash and reduced their monthly payments at the same time. Much of the cash obtained by refinancing was spent on consumer durables, home improvements and the like.
More Americans own their home than ever before. Nearly 70 percent of American's are homeowners. So it is a good time for us to asses the positive impacts of homeownership on families, communities and on the nation's economy.
In fact, there are more homeowners today than ever before in the history of our Nation and more minority homeowners than ever before in the history of our Nation.
Unfortunately, throughout the housing crisis we've seen innocent homeowners who have been victims of shady mortgage lenders and unscrupulous individuals who have used a down market to line their own pockets at the expense of others. This bill is designed to send a message by revising our laws to ensure criminals are brought to justice and that law enforcement has the tools to uncover these fraudulent schemes and go after the bad actors. Criminals should be put on notice that ripping off homeowners and taxpayers won't be tolerated.
I am asking my Attorney General to create a special unit of federal prosecutors and leading state attorneys general to expand our investigations into the abusive lending and packaging of risky mortgages that led to the housing crisis. This new unit will hold accountable those who broke the law, speed assistance to homeowners, and help turn the page on an era of recklessness that hurt so many Americans.
Some of the federal programs to help homeowners were never fully implemented.
In a forbearance, the homeowner pays interest and principal on a smaller mortgage, at least for a time, but still owes the full amount. The lower monthly payment helps with affordability, giving stressed homeowners a break.
One of the biggest insurance mistakes boat owners make is endorsing their boats onto their homeowners policies, which may not cover their losses from a major storm.
There is no better way to quickly buoy hard-pressed homeowners than helping them take advantage of the currently record low fixed mortgage rates and significantly reduce their monthly mortgage payments.
I'd like to help struggling homeowners who can't pay their mortgages, I'd like to invest in our crumbling infrastructure, I'd like to reform the tax system so multimillionaires can't pretend their earnings are capital gains and pay at the rate of 15 percent. I'd like to make public higher education free, and pay for it with a small transfer tax on all financial transactions. I'd like to do much more - a new new deal for Americans. But Republicans are blocking me at every point.
Based on the overwhelming array of luxury products manufacturers have recently introduced, homeowners want anything that makes their lives more comfortable at home. Whether it involves heating/warming accessories or spa-like home environments, it's part of the 'cocooning' phenomena that has resurfaced. People are spending more time at home and they want to be comfortable. They want to use their home to its full potential, not just as a place to eat and sleep between workdays.
I am not and will never again be a young writer, a young homeowner, a young teacher. I was never a young wife. The only thing I could do now for which my youth would be a truly notable feature would be to die. If I died now, I'd die young. Everything else, I'm doing middle-aged.
A decline in the national housing price level would need to be substantial to trigger a significant rise in foreclosures, because the vast majority of homeowners have built up substantial equity in their homes despite large mortgage-market financed withdrawals of home equity in recent years.
If God did not intend the cat to live happily with humankind, why is there a meow in the middle of the word 'hoMEOWner'?
No matter the location of the build site, the religion, gender or ethnicity of the homeowners or volunteers, there is a sense of authentic community that links Habitat partners. It's exactly this kind of shared commitment that has sustained Habitat for three decades, and, similarly, it will be a renewed commitment that's necessary to meet the challenges ahead. I don't have to remind you that the need for decent housing is immense. Our tenacity is equally vast.
For an economic recovery program to be effective, it must not only create a short-term economic boost but also generate lasting value. Home Star would accomplish that by breaking down the key barrier between homeowners and money-saving retrofits: upfront costs.
What advice would I give the average homeowner to protect himself against burglars? Well, the first thing is to keep a light on in the house when you go out. It must be at least a sixty-watt bulb; anything less and the burglar will ransack the house, out of contempt for the wattage.
I can't think of another enterprise other than being a homeowner that can't have its debt restructured in bankruptcy. Corporations can but a homeowner can't? Now with securitization the homeowner can't go to the owner of the loan and work things out.
Disasters redistribute money from taxpayers to construction workers, from insurance companies to homeowners, and even from those who once lived in the destroyed city to those who replace them. It's remarkable that this redistribution can happen so smoothly and quickly, with devastated regions reinventing themselves in a matter of months.
Energy efficiency should be on the priority list for all home improvement work these days. Canny builders will be able to provide homeowners with energy efficient measures which help them to save money and the planet.
My parents got married late and they had kids late, so I never felt a social or cultural thing to be married or pregnant or a homeowner by a certain age.
Home Star is a common sense idea that would create jobs and provide a boost to local economies, while helping families afford their energy bills. By encouraging homeowners to invest in energy efficiency retrofits, Home Star would create 170,000 manufacturing and construction jobs that could not be outsourced to China.
What Habitat does is much more than just sheltering people. It’s what it does for people on the inside. It’s that intangible quality of hope. Many people without decent housing consider themselves life’s losers. This is the first victory they may have ever had. And it changes them. We see Habitat homeowners go back to school and get their GEDs, enter college, do all kinds of things they never believed they could do before they moved into their house. By their own initiative, through their own pride and hope, they change.
Once a reporter stood in front of a fire as it consumed a house and then he turned to see the homeowners and their little son watching it burn. The reporter, fishing for a human interest angle, said to the boy, "Son, it looks like you don't have a home anymore." The little boy promptly answered, "Oh, yes, we have a home. We just don't have a house to put it in."
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