We were not taught financial literacy in school. It takes a lot of work and time to change your thinking and to become financially literate.
People with low financial literacy standards are often unable to take their ideas and create assets out of them.
Don't cut up your credit cards, the problem is not the cards, it's the lack of financial literacy of the person holding the cards and always make the best out of a bad situation
Saying that financial literacy means diversification is just another example of the fox teaching the chickens.
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