Andrew Tobias Quotes

• People don't need to find reasons to justify their not giving. What they need to find is the inspiration to give. And those who don't, but could afford to, are missing out on one of wealth's greatest luxuries.

  Andrew Tobias

  Inspiration, Luxury, People

  6 Copy quote

• There are only two things as complicated as insurance accounting and I have no idea what they are.

  Andrew Tobias

  Ideas, Two, Complicated

  "The invisible bankers". Book by Andrew Tobias, 1982.

  7 Copy quote

• No wonder lawyers, who control the legal system, have fought so hard, and with great success, against "no fault" insurance. No fault, no lawsuits. No lawsuits, no lunch.

  Andrew Tobias

  Lunch, Legal System, Faults

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  10 Copy quote

• But successful investors tend to be not too self-destructive. They tend to be patient, they tend not to follow the crowd, and they tend not to be too guilty about winning.

  Andrew Tobias

  Successful, Winning, Self

  "'I Have to Take a Call from My Russian Broker': Andrew Tobias Talks About His 'Vast Fortune'". Interview with Deborah Stead, www.nytimes.com. November 2, 1997.

  7 Copy quote

• The life insurance policies advertised on the radio with the line "You cannot be turned down for this coverage!" are actually saying, "For policies this small, it would cost us more to decide whom to turn down than simply to accept everybody - and make them pay through the nose."

  Andrew Tobias

  Cost, Noses, Lines

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  4 Copy quote

• It's very nice to be able to be who you are.

  Andrew Tobias

  Nice, Be Who You Are, Able

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• You want 21 percent risk free? Pay off your credit cards.

  Andrew Tobias

  Risk, Cards, Credit

  7 Copy quote

• Still, most people don't have much money. So finding ways to come out a couple of thousand dollars ahead every year still matters.

  Andrew Tobias

  Couple, Years, People

  5 Copy quote

• The life insurance industry is filled with good people who believe in their work and their companies, but who may never have challenged the assumptions underlying their efforts.

  Andrew Tobias

  Believe, People, Effort

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  4 Copy quote

• In short: Readily available low-cost life insurance would be a threat to the industry, and whatever threatens the life insurance industry threatens America.

  Andrew Tobias

  America, Would Be, Cost

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew P. Tobias, 1982.

  4 Copy quote

• I think a lot of people would rather have more control over their life than less.

  Andrew Tobias

  Thinking, People

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• Man's natural life span, 75 to 90 years or so, has not increased. It is the number of us who manage to attain it that has increased.

  Andrew Tobias

  Men, Years, Numbers

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

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• There were no jobs created in America from 1945, when the war ended, through 2003. How could there be? Taxes were too high. Preposterously so under Eisenhower, Kennedy, Nixon, Reagan (who left office with a 28 percent rate on long-term capital gains) and Bush the Elder.

  Andrew Tobias

  Jobs, War, America

  "Doonesbury on Job Creation" by Andrew Tobias, www.huffingtonpost.com. May 19, 2012.

  4 Copy quote

• The first American insurance company was the Friendly Society for the Mutual Insurance of Houses Against Fire, founded in Charles Town in South Carolina, in 1735.

  Andrew Tobias

  Fire, House, Friendly

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew P. Tobias, 1982.

  6 Copy quote

• Nobody wants campaign finance reform more than me. It would save me a fortune.

  Andrew Tobias

  Reform, Campaigns, Want

  56 Copy quote

• What kind of bank gives back 65 percent-often less-of what you deposit? Indeed, when you compare the services of a bank and an insurance company, common sense suggests something is out of whack.

  Andrew Tobias

  Common Sense, Giving, Kind

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  5 Copy quote

• There's no question young drivers have far more accidents than older ones - but is it our aim to keep them off the roads? Or to allow only rich young people (who can afford the premiums) to drive?

  Andrew Tobias

  People, Rich, Young

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  4 Copy quote

• I was a writer for 'New York' magazine. I had been to business school, but what did I know? Still, everybody from the receptionists on up to the editor would ask me what they should do with their money.

  Andrew Tobias

  New York, School, Editors

  4 Copy quote

• Hay fever suffers tend to be above average in intelligence.

  Andrew Tobias

  Hay Fever, Average, Suffering

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  6 Copy quote

• Life insurance is a commodity.

  Andrew Tobias

  Commodity

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  4 Copy quote

• Having no national system of catastrophic health insurance, we have, through the courts, managed to patch together pieces of a not very satisfactory one.

  Andrew Tobias

  Together, Pieces, Court

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  4 Copy quote

• Now listen. You can't fool all the people all the time-- but I want you to try.

  Andrew Tobias

  People, Trying, Want

  11 Copy quote

• The best thing I have are 5 percent bonds from 1780, denominated from $1 to $20. As far as I can tell, they are obligations from the United States of America, so I should be able to walk down to the Federal Reserve and redeem the uncanceled ones. With 217 years of accrued interest, for a $20 bond, that's about $800,000.

  Andrew Tobias

  Years, America, United States

  "'I Have to Take a Call from My Russian Broker': Andrew Tobias Talks About His 'Vast Fortune'". Interview with Deborah Stead, www.nytimes.com. November 2, 1997.

  4 Copy quote

• There's no such thing as altruism.

  Andrew Tobias

  Altruism

  12 Copy quote

• Life insurance in America has traditionally been dominated by mutual insurers. Twelve of the fifteen largest life insurers are mutuals.

  Andrew Tobias

  America, Twelve, Fifteen

  "The Invisible Bankers, Everything The Insurance Industry Never Wanted You To Know". Book by Andrew Tobias, 1982.

  4 Copy quote

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