Jean Chatzky Quotes About Goals

Quotes about: Goals

• The debt settlement company will direct you to stop paying your creditor and instead send the money directly to them each month. The company's goal is to demonstrate to your creditor that you don't have the money to pay up - that's your leverage. After a few months, the company will typically go to the creditor and say, "I'm holding X dollars on behalf of your customer. He doesn't have the money to pay you, so you should take this amount as a settlement or you'll end up with nothing." If the creditor wants to get paid badly enough, it will take the money.

  Jean Chatzky

  Goal, Each Month, Dollars

  Source: www.nbcnews.com

• After explaining why you're in trouble, ask the creditor if the company would be willing to accept a smaller amount. Start negotiations at about 30% of the total amount due, with the end goal of paying 50%.

  Jean Chatzky

  Goal, Would Be, Trouble

  Source: www.nbcnews.com

• Save for your goals. Take note of what's coming your way - vacations, the holidays, what ever is going to cost you money - and start saving ahead of time so that you have a stash when the time comes.

  Jean Chatzky

  Holiday, Vacation, Goal

  Source: www.nbcnews.com

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