For we are not saved by believing in our own salvation, nor by believing anything whatsoever about ourselves. We are saved by what we believe about the Son of God and His righteousness. The gospel believed saves; not the believing in our own faith.
Have I then no work to work in this great matter of my pardon? None. What work canst thou work? What work of thine can buy forgiveness or make thee fit for the Divine favour? What work has God bidden thee work in order to obtain salvation? None. His Word is very plain and easy to be understood, "To him that worketh not, but believeth in Him that justifieth the ungodly, his faith is counted for righteousness" (Rom. 4:5). There is but one work by which a man can be saved. That work is not thine, but the work of the Son of God. That work is finished.
The believed gospel saves; but it is the believed promise that assures us of this salvation.
It is to the dead that the life comes; it is to the unloveable that the love comes; it is to the lost that the salvation comes.
...the cross saves completely, or not at all. Our faith does not divide the work of salvation between itself and the cross. It is the acknowledgment that the cross alone saves, and that it saves alone. Faith adds nothing to the cross, nor to its healing virtue.
Faith is the acknowledgment of the entire absence of all goodness in us, and the recognition of the cross as the substitute for all the want on our part. Faith saves, because it owns the complete salvation of another, and not because it contributes anything to that salvation.
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