What's a good investment? Go home from work early and spend the afternoon throwing a ball around with your son.
Being a Daddy is priority number one. When you are old and facing oblivion in a nursing home or a hospital or on a golf course in winter, you are not going to wish you had spent more time at the office or making a sales call or watching a show. You will wish you had spent more time with your family.
Sleep more at night. If it's allowed at work or home, take a nap in the afternoon. You'll be amazed at how much better you'll feel.
Yes, Americans can still get credit for cars and trucks and refrigerators, and those businesses are doing well. But just try to get a home loan now.
Americans are terrified because so many of them have been laid off in recent years and months and they fear that they may be next. Even if they have not been laid off or have not known anyone laid off, they definitely know someone who has lost his home.
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