Owning a home is a keystone of wealth - both financial affluence and emotional security.
If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.
In order to create lasting security you must learn to stand in your truth.
We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts.
I wanted to give people the ability once again to realize that they can still dream, but it has to be a new American dream that's based in honesty, integrity, and security - a dream that allows you to sleep at night, a dream that is attainable and allows you to stand in your truth.
You are to set your own value, communicate that value to the world, and then not settle for less. Sound daunting? That's just because it takes you out of your comfort zone. You have got to stop being an obstacle on your own path to wealth and security and happiness. You must understand that valuing yourself is well within your control.
No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security.
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