Mark Twain quote: There are two times in a man's life when he...

There are two times in a man's life when he should not speculate: when he can't afford it, and when he can.

Mark Twain

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Following the Equator ch. 56, "Pudd'nhead Wilson's New Calendar" (1897)

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There are two times in a man's life when he should not speculate: when he can't afford it, and when he can. - Mark Twain

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