Everyone who is in a financial situation argues with his or her spouse. Many people argue with their children. Or they lose the respect of their children. I, fortunately, was not in that case, but I have friends, who've opened up to me, and their children turned on them! Not because they're bad kids, but because they say, "Well, you don't have the money that I need to do such-and-such a thing." You recede from the world. Because you don't want to deal with people. You don't want to socialize, because you have this deep, dark secret, which is absolutely, y'know, hollows you out.