The problem is that every study I'm aware of, which is probably not that many, has indicated that a dollar spent in preparation and avoidance of natural disasters is worth $15 that is spent in relief. But there's no political payoff for preparation. So, who benefits? I mean, the governor or senator or the president? Bill Clinton at Oklahoma City, his performance there helped him enormously. And there really hasn't been any regulation that would, in fact, interfere with environmental disaster.