Debit Quotes

• If you don't have the money management skills yet, using a debit card will ensure you don't overspend and rack up debt on a credit card.

  T. Harv Eker

  Skills, Cards, Credit

  "Q&A: T. Harv Eker Talks Money, Debt and Breaking Bad Habits". Interview with Sally Herigstad, www.foxbusiness.com. April 3, 2012.

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• I'm not married, I frequently use my debit card to buy things that cost less than three dollars, and my bedroom is so untidy it looks like vandals ransacked the Anthropologie sale section. I'm kind of a mess.

  Mindy Kaling

  Dollars, Three, Cards

  "The Office's Mindy Kaling on Why You Need a Man, Not a Boy" by Mindy Kaling, www.glamour.com. October 3, 2011.

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• Never call an accountant a credit to his profession; a good accountant is a debit to his profession.

  Charles Lyell

  Money, Credit, Accountants

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• What we have now - a world without [marine] reserves - is like a debit account where we withdraw all the time and we never make any deposit. Reserves are like savings accounts.

  Enric Sala

  Ocean, Marine, Saving

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• I've always been pretty careful at keeping track of my spending, so using my debit card is often the easiest way of doing that.

  Andy Murray

  Track, Cards, Way

  Source: www.telegraph.co.uk

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• Consumers could be in for an even sweeter deal, either getting discounts from retailers for using the PIN debit cards or being rewarded by card network by winning money back for using the signature debit cards.

  David Robertson

  Winning, Signatures, Cards

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• To get started, track your expenses for a couple of months. Then you should be able to start filling in your estimated debits and deposits for the next few months. Once you get it rolling for a while, you will be able to see your budget for the upcoming months reflected in the estimated totals. You can even notice year-to-year trends, like bonuses, tax bills, etc. that come up routinely and it will help you budget accordingly.

  Michelle Singletary

  Couple, Years, Track

  Source: live.washingtonpost.com

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• Every notable advance in technique or organization has to be paid for, and in most cases the debit is more or less equivalent to the credit. Except of course when it's more than equivalent, as it has been with universal education, for example, or wireless, or these damned aeroplanes. In which case, of course, your progress is a step backwards and downwards.

  Aldous Huxley

  Education, Organization, Progress

  Aldous Huxley (1953). “The collected works of Aldous Huxley”

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• Expensive, well-executed, and familiar ads convince the investors, as nothing in the black and white tables of assets and debits can, that the company is important and prosperous.

  Michael Schudson

  Black And White, Important, Tables

  Michael Schudson (2013). “Advertising, The Uneasy Persuasion (RLE Advertising): Its Dubious Impact on American Society”, p.14, Routledge

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• I don't use a debit card. The safest thing is a credit card because you're using the bank's money. If someone accesses your information, they are stealing the bank's money, not yours.

  Frank Abagnale

  Information, Cards, Use

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• I do not think anyone should feel pressured into doing it but I am the sucker who will stop on the street and sign up to direct debits.

  Kate Thornton

  Thinking, Should, Sucker

  Source: www.dailymail.co.uk

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• Last year, Congress passed a law that directs the Federal Reserve to set limits on debit card swipe fees that are reasonable and proportional to the cost of processing those transactions. Like most Americans, I had no idea that swipe fees charged to American businesses are the highest in the world.

  Peter Welch

  Law, Ideas, Years

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• The transformation of disease, as exemplified by the case of diabetes, is a valuable and elegant concept that serves to remind us that the tally sheet for medical science must carry a column for debit as well as credit.

  Deborah Butterfield

  Healthy, Credit, Medical Science

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• Everything that we do affects our fate for better or for worse. The circumstances into which we are born also exert a tremendous influence; we come into the world with debits and credits for which we are not responsible already posted to our account: this teaches us humility.

  Marguerite Yourcenar

  Humility, Fate, Credit

  Marguerite Yourcenar, Matthieu Galey (1984). “With Open Eyes: Conversations with Matthieu Galey”, Boston : Beacon Press

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• Take the cards out of your wallet. A debit card is accepted just about everywhere that credit cards are, and you'll be spending money you have - always a good thing.

  Jean Chatzky

  Cards, Credit, Accepted

  Source: www.nbcnews.com

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• I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with whatever I can afford and don't try to put myself in an awkward position. I've done that before.

  Shane Filan

  Awkward, Trying, Cards

  "Westlife singer Shane Filan on life after his £18m bankruptcy". Interview with Lorraine McBride, www.telegraph.co.uk. August 19, 2013.

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• If you want to spend more money in restaurants, use credit cards more than cash. If you want to spend less, use cash more than credit cards. But in general, we can think about how to use the pain of paying and how much of it do we want. And I think we have like a range. Credit cards have very little pain of paying, debit cards have a little bit more because you feel like today, at least it is coming out of your checking account, and cash has much more.

  Dan Ariely

  Pain, Thinking, Cards

  "A conversation with Dan Ariely, Author of Predictably Irrational". bigthink.com.

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• If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself.

  Suze Orman

  Doe, Cards, Credit

  Source: www.pbs.org

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• Wine has been to me a firm friend and a wise counsellor. Wine has lit up for me the pages of literature, and revealed in life romance lurking in the commonplace. Wine has made me bold, but not foolish; has induced me to say silly things, but not do them. If such small indiscretions standing in the debit column of wine's account were added up, they would amount to nothing in comparison with the vast accumulation on the credit side.

  Duff Cooper

  Wise, Silly, Wine

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• I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months.

  Suze Orman

  Needs, Cards, Use

  "Suze Orman: Are you making these financial mistakes". Article by Suze Orman, www.cnn.com. May 27, 2010.

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• There seems to be an unalterable contradiction between the human mind and its employments. How can a soul be a merchant? What relation to an immortal being have the price of linseed, the brokerage on hemp? Can an undying creature debit petty expenses and charge for carriage paid? The soul ties its shoes; the mind washes its hands in a basin. All is incongruous.

  Walter Bagehot

  Shoes, Ties, Hands

  Walter Bagehot, Norman St. John-Stevas (1959). “Walter Bagehot: A Study of His Life and Thought, Together with a Selection from His Political Writings”, London : Eyre & Spottiswoode

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• Credit or debit cards, for starters, are nothing short of shoppers' Novocain. Even in the age of digital purchases and virtual money, we still attach a special value to dirty paper with pictures of presidents on it. Handing some of that to a cashier simply hurts more than handing over a little sliver of plastic.

  Jeffrey Kluger

  Hurt, Dirty, Age

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• I use debit cards for everyday purchases, as I don't believe in credit cards. But this has caused problems, especially with American touring, because I refuse to have a credit card - and in America you can't pay for anything on a debit card.

  Paloma Faith

  Believe, America, Everyday

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• Fraud is common when you give away billions. Fraud related to Hurricane Katrina spending is estimated to top $2 billion. In addition, debit cards provided to hurricane victims were used to pay for Caribbean vacations, NFL tickets, Dom Perignon champagne, 'Girls Gone Wild' videos, and at least one sex change operation.

  Mark Skousen

  Girl, Sex, Vacation

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• Swipe fees have increased steadily since the introduction of debit cards 20 years ago, when there were no swipe fees at all. Merchants can't negotiate or control them. They've tried, but they have no leverage against the big banks and issuers. So they get ignored.

  Peter Welch

  Years, Cards, Ignored

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